D&O insurance

Annual insights into NZ D&O insurance trends, risks and market shifts – guiding directors to strengthen their coverage and governance readiness.

D&O insurance

Our directors and officers (D&O) insurance reports analyse the evolving landscape of personal liability protection for governance leaders. Since 2020, these have provided updates on market trends, regulatory changes and emerging legal risks, including around AI, ESG and class actions. The reports are also a useful source of guidance on D&O policy enhancements and how boards can ensure risk is managed appropriately.

The latest report, 2025's D&O insurance – the shifting sands of risk, noted heightened legal jeopardy for directors due to economic pressures and the rise of litigation funding. Regulator activity, legislative change and the flow-on effects of recent court actions are also contributing to the difficult legal environment.

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Thank you to Marsh and Dentons for their ongoing contribution to the D&O insurance reports.